The 21st century is starting with an unusual experience of disruptive technologies, new structures and new systems that are changing the way we live, work and play. Understanding it all can be challenging for even the most articulate of minds. However, it is particularly challenging for emerging markets with our large youth populations trying to get into the work place and our aging working population that won't let go but who do not have the skills to remain competitive in the 21st century. Our solutions support organizations to make this transition. We support the older generations to embrace the disruption being brought on by technology by identifying specific retraining interventions they must undergo. We go further to provide our guides for Succeeding in the 21st century series for Nations, Businesses and Institutions, where we address the strategic implications and necessary steps to be taken to gain positive and extensive impact from such disruptive technologies as artificial intelligence, digital connectivity, robotics, autonomous vehicles, digital medicine, smart city technologies, the internet of things, Nano technologies etc. In addition, we support the younger generations by providing them with the guide to succeeding in the 21st century for personal development enthusiasts.